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Paradigm 01 · The Scale of Duty

A fiduciary holds the balance.

The traditional provider tips the scale toward their own fees. Grace keeps it level — by law and by design.

Traditional Provider FEES YOU

Weighted toward their revenue. Your employees ride high and empty.

The Grace 401(k) VALUE YOU

Dead level. Cost and value weighed honestly, on your behalf.

Fiduciary means holding the balance — every year.

Paradigm 02 · Aligned Incentives

When we win, you win.

A conflicted provider is paid to steer you off-course. An independent fiduciary points the same direction you do.

Traditional Provider Your plan conflict Your goal Their revenue

Their arrow peels away from yours — your dollars drift toward their revenue.

The Grace 401(k) Your plan Your goal = our goal

Both arrows lock parallel — one shared destination, no hidden detour.

No conflicting incentives. One direction.

Paradigm 03 · Same Side of the Rope

Pulling with you, not against you.

In the old model you and the provider pull opposite ways. With Grace, we grab the same end of the rope.

Traditional Provider YOU PROVIDER $ your dollars drift their way

Opposite ends. Every tug drags your money toward them.

The Grace 401(k) YOU GRACE $ value pulled back to your people

Same end of the rope. We pull with you — value comes home.

On your side of the rope, every pull.